The Problem with Financial Advice
Many of our long-term clients first approach us with a specific request or product in mind. This might be due to an inheritance, a pension problem, a change of house or job, a business opportunity, or imminent retirement. Financial Advice is the term used to describe such a specific 'one off' transaction that meets your needs on that particular day. The main problem with financial advice is that no forward thinking takes place and the advice is aimed at solving a problem which has already arisen.

Long-term co-ordination
Most of us spend our lifetime working and will have some sort of long-term goal in mind for all the effort, but surprisingly few actually co-ordinate themselves to achieve it. Clients often come to us with an accumulation of investment policies assembled by a 'scattergun' approach (the consequence of successive single product financial advice). What has been missing is the more structured and co-ordinated approach of Financial Planning.

Financial understanding
Mitchell Prockter need to understand your situation in depth, your attitude and approach to risk, and your hopes for the future. Once complete, we then compile a Financial Management Plan, where we identify your targets, analyse existing arrangements and define a recommended course of action.

If you are unhappy with our advice or any aspect of our services, we encourage you to contact us as soon as possible. We'll do our best to resolve your concerns.

If you cannot settle your complaint with us directly, you may be entitled to refer it to the Financial Ombudsman Service (FOS) may be able to help. The FOS settles disputes between financial services business and their clients. Full details are available at financial-ombudsman.org.uk