LIFE COVER

Life Cover... protecting those that matter

In the event of your death or illness the last thing you want is to leave your family facing financial difficulties. Life protection could provide your family with a means of support, through a one off lump sum to help with payments immediately after your death, a regular income or by helping to pay off the mortgage.

Whole of Life / Life Assurance / Term Assurance

Pays out a lump sum in the event of your death. If you're diagnosed with a terminal illness and have less than 12 months to live, most companies will pay early to give you a chance to sort out your finances.

Critical Illness Cover

Pays a lump sum upon diagnosis of one of a number of specified critical illnesses.

Income Protection

Pays a regular income if you suffer a disability or illness that prevents you from working.

Business Protection

Partnership planning; Key employee assurance; Shareholder protection.

Mortgage Protection

A cash sum to help pay off your mortgage is given if you die during the term of the plan or if you become terminally ill. The cover decreases as the mortgage is repaid.